GauseandAssociates - Commercial
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Commercial insurance ranging from General Liability, to workers comp, to Umbrella policies.
COMMERCIAL INSURANCE
Commercial Insurance, which is sometime referred to as business insurance is mandatory when you are running a business. Whether you are a new business owner, or you're a veteran in it, your business insurance will give you coverage in many different aspects. Give us a call, we provide free insurance quotes.
  • Worker Compensation:
Provides medical and disability coverage for on-the-job injuries or work related injuries; also provides Employer Liability coverage, protecting the company from an injured employees claim that the employer was the cause of the employee’s injury. Worker Compensation is no fault insurance wherein allow the employee to be paid benefits for on the job injuries regardless of liability be either party.
  • General Liability Insurance:
Coverage for an insured when negligent acts and/or omissions result in bodily injury and/or property damage on the premises of a business, when someone is injured as the result of using the product manufactured or distributed by a business, or when someone is injured in the general operation of a business.



















  • Commercial Auto Coverage:
Any coverage provided to an insured, regardless of the number of vehicles or entity covered, under a commercial auto, garage or truckers coverage form and rated from either a commercial manual or rating rule as filed and approved by state Insurance Department.
  • Umbrella Liability Policy:
A liability policy designed to provide liability protection above and beyond that provided by standard policies. (Excess Coverage)
 
  • Errors and Omission Insurance:
Liability insurance protecting a lender against losses due to negligence, improper documentation, and other errors but not gross negligence or fraud. Errors and Omission coverage is required of financial institutions originating mortgage loans for resale in the secondary mortgage market.